Legal

Protecting Investors

In addition to being authorised and regulated by the Financial Services Authority (FSA), we are also required to hold professional indemnity insurance. We do not handle client funds except via our trustee company, Cartlidge Morland Trustees Ltd. The latter is a non-trading company which acts as a trustee of certain client assets. Our committed support staff, consultants and partners combine traditional professional ethics with sophisticated, technology driven administration and market information systems.  This maintains professionalism in all matters handled by the firm.

Data Protection and Privacy

We will hold the personal information provided by you on this website securely in both our computerised and manual records. Occasionally we may contact you by letter, telephone, and e-mail or otherwise, to inform you about other products and services which may be of interest to you. However, should you wish to exercise your right to opt out of such a "direct marketing" activity, please contact us or let us know by any means convenient for you. However, please remember that "opting out" will stop us contacting you about any products or services that may benefit you.

If you do not wish to receive unsolicited mail, you can prevent this by registering with the Mailing Preference Service. There are also the telephone and fax preference Services that enable you to object to receiving unsolicited marketing phone calls or faxes.

Passwords and user-names protect all services available on our website, that contain your personal information. However, protecting your password and user-name is important and you should take great care of them and keep them safe at all times. For example, never write your password or user-name down. Never use a password that can be easily guessed by somebody who knows you. Never give your password to anyone else. Never include your password in e-mail. Always use a mixture of letters and numbers.

If you e-mail us or give us your e-mail address, we will keep a record of it. We may use it to contact you occasionally about our products and services unless you ask us not to do so. We will not give your e-mail address to any unauthorised third parties.

All our employees have a personal responsibility for maintaining customer confidentiality. We provide training and education to all our staff to remind them about their obligations, which are fully supported by our policies and procedures.

The information contained in this Internet site is not designed to constitute personalised investment advice. If you have any doubt about the suitability of the products and services mentioned in this website please obtain independent financial advice. Should you wish to seek advice, please contact us either by using the enquiry form or telephoning us on 020 7929 8700.

Accuracy of Information

Cartlidge Morland uses all reasonable skill in compiling the information on this site. However, errors or omissions may occur because of a number of factors that are inherent in any Internet access system and are not within our reasonable control. For example, unauthorised access to this service, or the effects on machine, software or operator error or malfunction in connection with data transmission. This service is accurate only on the date that such information is supplied by Cartlidge Morland via its Internet service. We advise you to confirm the accuracy of any information with us before seeking to rely on such information. Links from this website exist for convenience and information and Cartlidge Morland accepts no responsibility or liability for the information contained on any such site. The existence of a link to another website does not imply or express an endorsement of its provider, product or service. Links to this website are not permitted without the prior written consent of Cartlidge Morland.

Law

This website is established by Cartlidge Morland in England. Any use of it shall, at all times, be governed by English law and in the event of any dispute, the relevant parties shall irrevocably submit to the exclusive jurisdiction of the English Court.

Risk Warnings

No information contained in this Website should be construed as an offer or invitation to invest. Share prices and income from those shares, may go down at any time and potential investors should be aware that past performance is not an indication of future performance. Potential investors should seek our independent financial advice prior to any investment decision.

The material contained in this website is directed only at persons resident in the UK and is not to be regarded as an offer to buy or sell, or the solicitation of any offer to buy or sell securities, in any other jurisdiction other than in the UK. The products offered/described on this site are not available to non-UK residents. Persons residing in territories other than the UK should consult their professional adviser as to whether they require any governmental or other consents or need to observe any formalities to enable them to invest in products described in this site.