Wraps

  Private Client -> Wraps

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The Cartlidge Morland wrap is a platform enabling us to hold and trade financial assets electronically.  This reduces our own costs and those of counter-parties such as investment management houses and life assurance companies.   Much of the financial saving is passed on directly to our clients.

We are able to buy most funds on a ‘creation’ basis, which means that there is nil initial charge. (As initial charges are typically as much as 5% this is an important saving.)

The investment management houses rebate part of their investment management fees directly to the client bank accounts held on our wrap platform.  These rebates are worth up to 0.75% pa x value of investment.

The wrap platform enables us to offer clients live valuations of their investments 24 hours a day via our web site.

Clients may hold almost any financial asset via our wrap including gilts, shares, bonds, national savings, cash and bank/building society deposits as well as collective funds such as OEICs, unit trusts, ISAs and PEPs.